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Yes, you can very carefully lay down a grandfather clock to move it, but it requires a bit of prep work. Remember, all of your clock's components and mechanisms are delicate, and shifting them can cause serious damage. Before laying it down, you will need to remove these pieces, plus the weights and the pendulum.

Hiring professional movers is usually worth the investment. These moving pros have the expertise and experience to get the job done quickly and safely, saving you time and potentially avoiding damage to your belongings. Professionals are especially a good idea if you’re moving long distances or large, bulky items, like furniture, pianos, or vehicles. Pros will also know when you need moving permits based on where you live and whether or not the moving truck will block traffic. 

No, homeowners insurance does not typically cover moving expenses. Homeowners insurance provides coverage and pay-outs if you experience damage to the home you currently live in. You’ll need to save separately for moving expenses like hiring movers, renting a tow truck, or shipping your belongings.

The level of difficulty for this type of move depends on the size of the safe. However, even a small gun safe can weigh several hundred pounds. Since gun safes are large and bulky, they are typically difficult to move and transport unless you have the right equipment and plenty of professional help.