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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

To freeze bed bugs, they’ll need to be exposed to very low temperatures of 0 degrees Fahrenheit or lower for at least 4 days. You can use a remote thermostat to determine when the infested item reaches 0 degrees. Keep in mind that bed bug professionals have the high-quality tools and equipment needed to eradicate bugs using extreme cold, so it’s best to hire a pro for this method.

While water bugs are considered generally harmless to humans, they can bite humans if threatened. Cockroaches are often incorrectly mistaken for water bugs. In this case, cockroaches can bite but are unlikely to bite humans. 

Water bug bites can be very painful and cause symptoms such as redness, swelling, and allergic reaction. Bites will usually heal on their own. However, if you experience severe symptoms or an allergic reaction, seek medical help immediately.

Squash bugs only see one generation per year, but that doesn’t mean they won’t return. These persistent pests overwinter in garden debris, under leaves, and in nearby structures, emerging in the spring ready to start the cycle again. Without proper cleanup and preventative measures, you can expect squash bugs to come back each growing season, especially if you’ve had issues with them in the past.