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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Roof rats can carry a variety of pathogens and parasites, including salmonellosis (food contamination), leptospirosis, trichinosis, rat-bite fever, murine typhus, plague, and toxoplasmosis. Diseases can be spread via urine, droppings, or saliva. To prevent transmission, it’s essential to promptly address a roof rat infestation and avoid direct contact with the animals where possible.

The most effective natural roach repellent is Borax with its key ingredient of boric acid and diatomaceous earth. But some homeowners may not feel like these are “natural” enough, especially since you can’t use Borax around curious pets or toddlers.

On the other hand, studies have shown that oregano oil mixtures have some of the best repellent effects, and other research indicates that catnip oil, peppermint oil, and citrus oils have notable effects on keeping roaches away. Rosemary oil has been shown to be the most effective natural oil for killing cockroaches outright.

It’s difficult to be sure bed bugs are gone, especially with DIY methods. Any treatment you use should also include dedicated beg bug traps to pick up stragglers and help you monitor how many are left. It usually takes around three weeks to clean up remaining bed bugs and make sure they aren’t returning any time soon. Hiring a bed bug exterminator can decrease the amount of time it takes to remove these pests.