Get matched with top chimney repair specialists in Devils Lake, ND

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

The type of repair you need is a major factor in the cost of repairing a roof. Some of the most common types of roof repairs include:

• Leak: $360–$1,550

• Damaged gutters: $180–$560

• Flashing: $200–$500

• Sagging roof: $1,500–$7,000

• Damaged roof cap: $200–$750

• Roof patch: $100–$1,000

• Vent repair: $75–$250

• Dormer repair: $250–$1,000

• Fascia: $600–$6,000

• Truss repair: $500–$5,000

• Eave repair: $1,500–$1,700

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

When choosing a metal roof, consider not only the area of the roof but also the thickness of the panel, known as the gauge. Common roofing gauge sizes for metal roofs are 24-gauge and 26-gauge. The smaller the gauge size, the thicker the roof. Usually, a thicker gauge is ideal if your house is in an area that sees a lot of rain, snow, or hail, as it will be less likely to dent.