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Yes, a water leak poses a major fire risk at your home because water is a conductor of electricity. Water that comes into contact with sparks or electrical wires can instantly ignite flammable materials. Additionally, any type of exposure to water can cause wires and other electrical components within your home to corrode. When assessing categories of water damage, it's important to know that even a small amount of moisture near wiring could cause sparks that lead to a fire.

The most common causes of kitchen fires are leaving cooking food unattended, frying food with excessive amounts of oil, and leaving flammable objects near the stovetop.

If you plan to put a fire pit on a grassy area, be sure to put compacted paver sand down first to help level out the ground and add better heat protection. If you’re placing a fire pit on hardscaping, like a concrete patio, consider placing a fire pit mat down first. This can add more protection from the heat and also protect the look of your hardscaping if you choose to remove the fire pit in the future.

In some cases, you can use a fireplace once the insert has been removed. However, before burning a fire, you must have a professional inspect it and the chimney to make sure they're functioning properly and no damage has occurred from removing the insert. That’s because using a fireplace without an insert could create fire hazards due to issues with airflow and heat dispersion, depending on the fireplace design and material. A professional can advise on whether you should make certain repairs or modifications before using your fireplace as an open hearth.