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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

Unlike for rats and mice, poisonous baits and fumigants aren’t a legal option for dealing with squirrel invasions. So, don’t set any traps up using standard rodenticides. Remember that you typically need a permit for trapping and relocating squirrels found on your property. Some states even specify the types of traps you need to use.

The main reason wolf spiders gravitate towards houses is the presence of their prey, including insects like flies and ants. Their attraction is also heightened by the availability of suitable shelter in areas cluttered or undisturbed and in moisture-rich environments like basements. Openings and gaps in the structure provide an easy access point for these spiders. During cold weather, wolf spiders may also seek warmth indoors, making your home an attractive refuge during harsh weather conditions.

Various mites can cause health problems for people and pets, such as allergies, skin irritation, and respiratory issues. Some mites, like scabies and chiggers, can transmit diseases or bacterial infections. Other types, such as dust, mold, and spider mites, also pose risks. Spider mites, for example, can quickly spread to and damage houseplants. It is best to eradicate any type of mite from your home and seek medical care if you experience symptoms.