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No, you should never plug a generator directly into a wall outlet in your house. This practice is extremely dangerous, often illegal, and can cause "back-feeding," where power from the generator flows back into utility lines, creating a life-threatening hazard for utility workers. It can also damage your home's electrical system, including appliances like pumps and HVAC fans. If the main power is restored while the generator is connected, it can destroy the generator and cause an electrical fire. To safely connect a generator, you must use a professionally installed transfer switch or an interlocking kit, which prevents back-feeding by disconnecting your home from the utility grid before the generator provides power.

As a safety measure, you should always turn off the main breaker while operating your generator’s backup breaker. In addition, you should also switch off all appliance breakers so you don't have a power surge when the main breaker turns back on. And finally, turning off the main breaker prevents back-feeding, which endangers utility workers with the risk of electrocution. Back-feeding could also destroy the electrical circuits of your neighbors if they use the same power network.

Yes, in some locations, it is required by the National Electric Code (NEC) to have a transfer switch installed for electrical emergencies. In addition to following electrical code, generator transfer switches ensure your home is fully protected during a power outage. By switching the power from the main breaker to the generator breaker, you can seamlessly operate your HVAC, lights, appliances, devices, and more during an emergency. 

The cost to install a whole-house generator averages $5,200, with a typical price range of $1,500 to $8,900. However, total costs can vary from $400 for a small portable unit to over $18,000 for a large-capacity system. The most significant cost factor is the generator's size and capacity, but other variables include the brand, fuel type, and labor for assembly and installation.

Generator costs can be broken down by type:

• Portable or Emergency Backup Generators (1kW–7.5kW): $500 to $2,000

• Partial-Home Generators (9kW–20kW): $2,000 to $6,500

• Whole-House Generators (22kW–48kW): $5,000 to $18,000

To avoid paying for more power than you need, consider hiring an electrician to calculate the electrical load for your essential appliances. It is also recommended to get at least three quotes to find the best deal for your specific needs and budget.