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Insulating windows without plastic is usually the better method. Outside of simply replacing your windows, you could buy cellular shades, which trap air between the window and the home, add a window film that blocks UV rays and traps heat, or cover your windows with a low-emissivity coating called “low-E.”

A radiant barrier is a form of insulation topped with a reflective material designed to keep homes cool during hotter months. It is generally considered worth the investment if you live in a hot, sunny climate, as the cost can be recouped over time through lower energy bills. Installation costs typically range from $0.10 to $1 per square foot. After installation, homeowners in warm climates may save between $7 and $15 per month, potentially reducing their electric bill by 5% to 10%. The exact savings will vary depending on your location and the type of barrier chosen.

Minimal maintenance is required, though regular inspections to ensure insulation hasn't shifted or deteriorated can improve performance over time.

Each of the three types of wool insulation has particular disadvantages. While their R-value is higher, they all cost more than fiberglass versions. Installing mineral wool and sheep wool requires protective gear. Because of its vulnerability to insects, chemicals are used in its production. Hemp wool is more costly to install than other types because additional tools and labor are involved.