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Yes, moss can be dangerous for your roof if left in place to grow without treatment. The moss soaks up and holds moisture. Having a constantly damp roof could lead to problems with rot for the parts of the roof that consist of wood. Additionally, a patch of thick moss may draw insects and birds, which could damage the roof. Thick moss could block the roof’s drainage system. Water then may back up after a rainstorm and cause further damage that could eventually lead to roof repair expenses or the cost of roof replacement.

There are several telltale signs that your roof needs to be professionally cleaned. It's best to hire a professional as soon as you notice any indicators of wear to preserve your roof's longevity. Key signs to look for include:

• Moss, Algae, or Plant Growth: Look for moss growth, black streaks (which are often a type of black algae), or any other plant life on your roof's surface.

• Dirt and Grime Buildup: A general layer of dirt and grime can accumulate over time.

• Leaf Buildup: An accumulation of leaves, especially in the gutters, is a clear sign.

• Buildup Under Shingles: Dirt and debris can get trapped under the edges of your shingles.

• Shifting Roof Shingles: While this can indicate other problems, it can also be a sign that cleaning and maintenance are overdue.

• Comparison to Neighbors: If your roof appears significantly dirtier or different from your neighbors' roofs, that’s another sign it may be time for a cleaning.

While removing every snowflake from your roof is unnecessary, you should remove a significant buildup of snow. Since snow is wet and heavy, it can easily cause damage to your roof, which can lead to needing costly repairs. 

Additionally, when the snow melts but has nowhere to go and refreezes, it can create an ice dam, causing mold concerns due to water leaking into your attic and ceiling. For these reasons, it’s best to hire a snow removal professional to clear heavy snowfall from your roof as soon as possible.

Vinegar, bleach, chlorine, barley straw, and a bevy of dedicated algaecides can kill algae, which is the easy part. Preventing algae from returning can be a struggle for some homeowners, but keeping the patio well-maintained and clean is a good first step.