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A contractor specializes in a specific field. They often operate in teams where they have subcontractors to handle specialized problems. So if you have significant plumbing, drywall, or roofing issues, you’ll want to hire a contractor, as the job may require a team.

A handyperson is typically one person who works on whatever jobs come their way. You wouldn’t call a contractor to fix the hinges on cabinets or paint your room. Instead, a handyperson can handle all these issues, saving you from making multiple phone calls.

You can find a reliable handyperson by looking at professionals in your area and ruling out companies with poor reviews online. Next, check each handyperson on the Better Business Bureau to see if they have a history of complaints and rule out those that do. Finally, you can contact each handyperson to ask the following qualifying questions:

• What is your hourly rate?

• Are there any jobs you can’t tackle?

• Are you fully insured?

• How many years of experience do you have?

• Do you have references I can contact?

Many contractors prefer checks because they’re easy to track and have no associated fees. However, many also accept credit cards (though they might add a fee to cover their processing costs).

Tipping contractors, builders, or general contractors is not customary or expected. Unlike many service professions where tipping is built into the payment structure, construction professionals typically charge a full rate for their services. However, you may choose to tip a worker for exceptional service, such as if they go above and beyond, stay late to meet a deadline, or work on a holiday weekend. Before offering a tip, it's a good idea to ask about the company's policy, as some prohibit their employees from accepting gratuities. If you want to show your appreciation for a job well done without giving a cash tip, consider writing a positive online review or offering to serve as a reference for potential new customers.