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A contractor specializes in a specific field. They often operate in teams where they have subcontractors to handle specialized problems. So if you have significant plumbing, drywall, or roofing issues, you’ll want to hire a contractor, as the job may require a team.

A handyperson is typically one person who works on whatever jobs come their way. You wouldn’t call a contractor to fix the hinges on cabinets or paint your room. Instead, a handyperson can handle all these issues, saving you from making multiple phone calls.

While handypeople do not need to be licensed in many places, you should only hire insured pros for any home improvement work. Your handyperson should have active liability coverage that protects them and you in the case of an error or accident. Furthermore, if they have employees on your property, they should also have workers’ compensation insurance. If you hire an individual or a company that is not insured and they damage your property, have an accident while on the job, or become injured on your property without insurance, you can be held financially liable.

The cost to hire a handyman can vary, with most charging on a per-hour or per-project basis. On average, expect to pay between $50 and $150 per hour, with a typical rate around $90 per hour. For project-based work, the average cost is about $400, though the total can range from as low as $180 to $1,500 or more. Some handypeople may also require a minimum flat rate, such as payment for two hours of work.

Several factors influence the final cost, including:

• The type, size, difficulty, and complexity of the job

• The amount of time the work takes

• The handyman's experience level

• Your geographic location

• The cost of materials and any necessary permits

• Accessibility of the work area and potential travel costs

Additionally, you may encounter higher rates or extra fees for emergency services or work scheduled during holidays.

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

• Installing plumbing for a new kitchen or bathroom

• Replacing plumbing pipes

• Installing or repairing septic systems

• Running new electrical wiring

• Installing a subpanel