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Fire Pit Installation questions, answered by experts

Pellet stoves are safer than wood stoves in many ways. They don’t produce as many creosote deposits as wood stoves do, they create less smoke, and the flames are contained, decreasing the risk of any sparks or embers creating a house fire. Pellet stoves also burn more cleanly and efficiently than wood stoves do.

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

In general, it will take about 90 minutes to burn the creosote sweeping log by itself, allowing it to work its magic. This may be longer or shorter depending on the conditions of your chimney.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Concrete homes have better fire resistance because this material is highly resistant to fire and heat. But any paint, siding, windows, roofing, or other materials on a concrete home may still be flammable. Never try to stay in a building with a large, active fire or a wildfire approaching because this can still be deadly. However, building a fireproof home with concrete can better protect the structure against total destruction.

The Jamestown, NC homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.