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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

Bed bugs bite your body to feed on blood. When they bite, they inject an anticoagulant, which is why you may see blood stains on your sheets if you have an infestation. The bed bugs tend to bite in clusters, so the bite marks will look like itchy, red spots in zigzagging lines of three to five bites per cluster on your skin.

The bites are itchy, but for most people, they do not cause serious or long-term health complications. Itching the wound excessively could lead to an infection, and some people are allergic to bed bugs.

Rat poison that contains an anticoagulant like warfarin can cause bleeding, chills, confusion, extreme fatigue, headache, convulsions, lightheadedness, and seizures. Anticoagulants prevent your blood from forming clots, which can result in uncontrolled bleeding both internally and externally. Other types of rat poison that aren't anticoagulants attack your liver, kidneys, and digestive system. They can suppress your breathing and heart rate, causing low blood oxygen and poor circulation. Burning in your throat and gastric discomfort are common symptoms.

Squirrels have a strong sense of smell and can be deterred by various scents they dislike. Effective options include peppermint oil, rosemary, garlic, cinnamon, white vinegar, coffee grounds, and predator urine. Squirrels also have a strong aversion to capsaicin, the compound that makes chili peppers hot, making capsaicin-based repellents a good choice for protecting specific areas like gardens or bird feeders. For a DIY solution, you can create a garlic and vinegar spray and apply it daily. Additionally, placing strong-smelling items like certain soaps or dryer sheets near where squirrels frequent can also be effective.