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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

A high-quality wrought iron fence is one of the most durable options available and can last a lifetime, or even centuries, with proper care. However, wrought iron is susceptible to rust and corrosion if not maintained.

To maximize its lifespan, regular maintenance is required. This includes:

• Cleaning the fence with soapy water every six months.

• Scrubbing away any rust or corrosion as soon as it appears.

• Applying a new coat of paint or refinishing the fence every few years to protect the metal from moisture and oxygen. The recommended frequency varies, with sources suggesting anywhere from every 1 to 10 years.

If significant rust develops, it's wise to hire a professional fence repair company to clean the rust and reseal the fence. The cost to refinish a fence is typically between $5 and $12 per square foot, a worthwhile investment to ensure its longevity.

No, fence posts aren’t always set in concrete. If you don’t want to use concrete footings for your posts, expanding foam is a popular alternative. Expanding foam and concrete each have certain pros and cons. For instance, foam is easier to install and more sustainable, but concrete is sturdier and less expensive.

The best fence option for you depends on your property, budget, and style preferences, but a corrugated metal fence could be a good option if you want something durable yet low-maintenance. Unlike wood, corrugated metal won’t fall prey to rot or pest damage, and the metal can be recycled after its life as a fence comes to an end.