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While handypeople do not need to be licensed in many places, you should only hire insured pros for any home improvement work. Your handyperson should have active liability coverage that protects them and you in the case of an error or accident. Furthermore, if they have employees on your property, they should also have workers’ compensation insurance. If you hire an individual or a company that is not insured and they damage your property, have an accident while on the job, or become injured on your property without insurance, you can be held financially liable.

If a contractor is in breach of your contract, sometimes it is possible to collect damages for unreasonable delays. However, such claims can be expensive and difficult to prove. If there’s a way to complete the work and maybe negotiate for a discount for some of the inconvenience, that might be a simpler and cheaper way to resolve any disputes.

Hiring a handyperson offers several benefits. They can save you time and hassle by completing tasks you may not have the time or experience to do yourself. A key advantage is ensuring the project is done correctly, which can prevent future issues and save money in the long run. For projects that pose safety risks, hiring an experienced professional is a much safer option. Additionally, handypeople are often more available for smaller jobs that larger contractors may not have the schedule for.

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

• Installing plumbing for a new kitchen or bathroom

• Replacing plumbing pipes

• Installing or repairing septic systems

• Running new electrical wiring

• Installing a subpanel