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In short, it depends. After 20 years, the glass in your windows is less energy efficient, which can cause increased electricity bills. You might also see signs of water damage or natural wear and tear over the years. However, with proper maintenance, some window frames can last up to 50 years, so you may only need to replace the glass to save on energy. 

At the same time, window replacement is a major investment, so replacing the glass in rooms most impacted by outdoor temperatures is one way to avoid going all-in to replace your windows.

Yes, storm windows should be tempered. According to the International Association of Certified Home Inspectors, tempered glass is stronger and can withstand temperatures higher than laminated glass. Tempered glass is important for storm windows because it protects against outside elements and household accidents by not producing sharp, jagged pieces when it breaks or shatters.

Yes. Vinyl windows have a PVC frame that wraps around a glass panel that is usually made up of two thinner glass panels separated by an insulating, noise-absorbing airspace. Some vinyl windows are triple-glazed, with three insulating air panels within them. This glass helps keep your interior quiet from outside noise while its insulating qualities help your space stay cool in the summer and warm in the winter.

Glass block windows aren’t fire hazards; fire-rated glass block windows can increase your home’s fire safety. Modern glass blocks are made with materials that can resist high temperatures and prevent fire spread. Most offer a 45-minute fire rating, while some increase it to two hours. Compared to the typical 20 to 90 minute rating for a double-pane window, glass block can increase your home’s safety in the event of a fire.