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Fencing questions, answered by experts

If possible, it is beneficial to paint both sides of your fence to protect the fence more completely from the elements. Painting both sides of your fence will create a more consistent appearance as well. However, the time and cost involved in painting both sides of the fence may cause people to paint only the side they see.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

A setback is an area of space between your fence and the property line, meaning you build a fence a few inches before your neighbor’s property begins. You can build your fence on a setback—some communities recommend this—but this means a sliver of your property will be on your neighbor’s side of your fence.

The regulations for pool fence heights vary by state, so be sure to research what the legal, minimum height is in your area before purchasing or installing a fence. Though every region is different, generally a pool fence must be at least 4 and ½ feet high. If you’re unsure whether you need a fence around your pool, and how high that fence should be, contact a local pool enclosure expert to help you successfully, and safely, move forward.

The average cost to install a fence is between $1,800 and $4,500. However, the price can vary significantly based on several factors. For a small DIY project, costs could be as low as $450, while fencing a large property like a 5-acre yard can exceed $43,000. Key factors that influence the total cost include the fence's size and height, the material used, the complexity of the design, site preparation needs, and any additional features like gates. The cost of raw materials, manufacturing, and custom fabrication can also impact the final price.

The Sanders County, MT homeowners’ guide to fencing services

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