Should I skip a home appraisal?

• <div><p>As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. </p><p>In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.</p></div>

Can I be present during the home appraisal?

• <div><p>You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.</p></div>

Get matched with top property appraisers in Jefferson City, MT

Q: Can professionals appraise unique or non-traditional properties?

• <div><p>Yes, experienced appraisers handle a variety of property types with tailored methods.</p></div>

Q: How often should I have my property appraised?

• <div><p>Typically during transactions or refinancing, or whenever significant improvements are made.</p></div>

Q: Can I be present during the home appraisal?

• <div><p>You can be present during a home appraisal, but it&rsquo;s best to stay out of the appraiser&rsquo;s way. Make yourself available, but don&rsquo;t engage or interrupt, and don&rsquo;t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.</p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

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Verified Reviews for Property Appraisal pros in Jefferson City, MT

*The Angi rating for Property Appraisal companies in Jefferson City, MT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Jefferson City, MT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on October 24, 2025

Reviewed in June 2023
We are one of a handful of new construction purchases (within the last year). During the build process, they were great to work with. Once we closed, all that changed. We have to run space heaters during the winter months (a brand new home) due to the design of the ductwork and Sussex...
Sussex Construction Inc
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Reviewed in May 2023
Expedient and responsive! I was unable to perform some cleanup and maintenance this spring due to an injury and Tim helped me remove some dead trees, debris, and went out of his way to help with other cleanup and spring prep to help the property be ready for sod. I look forward to Tim helping...
Tim's Lawn Care Helena
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Reviewed in August 2022
My landlord insists on using this business and they have wasted so much time and money just for simple issues that they make worse. The level of unprofessionalism and disrespect is astounding, especially as a small local business. Every time, there's an issue with them sending someone on time,...
CLARK'S PLUMBING & HEATING
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Reviewed in May 2021
Dani was so easy to work with and eager to meet the requirements that Air bnb has for our vacation property. She will be our go-to gal for a long as she is in business!
Moore Clean
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Reviewed in October 2015
excellent care of property; clearly conveyed issues; did take longer to complete than originally thought
GOLDEN EAGLE CONSTRUCTION CO
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Reviewed in September 2014
The provider was respectful of my property, responsive and did a good job. I would use them again.
Mr C's Chimney & Air Duct Cleaning
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Reviewed in April 2014
Many thanks to the crew for a job well done. Their trimming of the hedges and removal of the trees and stumps was done quickly and in a professional manner. Nitro Green's arborist was especially helpful in offering not only an acceptable fee estimate, but also, suggestions on how to enhance...
Nitro Green of Helena
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Reviewed in September 2012
I was extremely pleased with Three Generations Roofing. This is a family-run business. They are very straight-forward in their dealings, and extraordinarily pleasant people to have working on your property. They work hard, and they seem proud of the work that they do. They took care of the...
Three Generations Roofing
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Reviewed in August 2012
Initially they were a little stand-offish when first called (perhaps because this was for a rental property), but once on site they were very professional and resolved the issue quickly. In the end we were very pleased with their work.
H & L Drilling Inc
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Reviewed in August 2011
We have employed Oaktree for about five years in a variety of tasks, so the firm is familiar with our property. We started early with an appointment to determine the scope of the project and went from there. The work was completed in two days and much to our satisfaction. (The crew even helped...
Oaktree Property Care
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Property Appraiser questions, answered by experts

Yes, experienced appraisers handle a variety of property types with tailored methods.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal.

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Typically during transactions or refinancing, or whenever significant improvements are made.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The Jefferson City, MT homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Dan Simms
•
Nov 22, 2024Nov 22, 2024
Appraised vs. Market Value: What’s the Difference?
Confused by the terms involved in a real estate transaction? Learn about the differences between appraised value and market value to clear things up.
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•
Dec 3, 2024Dec 3, 2024
What Is a Home Appraisal and Why Does It Matter?
A home appraisal determines your property’s value and is necessary for most real estate transactions. Learn more about home appraisals and why they matter.
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•
Dec 11, 2024Dec 11, 2024
Who Pays For the Home Appraisal?
If you’re buying a house, expect to pay for an appraisal to confirm the house’s value. Learn why you need an appraisal and how much you’ll pay.
Rachel Hoffman
•
Dec 2, 2024Dec 2, 2024
4 Types of Real Estate Appraisals
A home appraisal determines the value of your home when buying or selling. Learn more about common types of real estate appraisals.
Dan Simms
•
Oct 22, 2025Oct 22, 2025
How Do Appraisers Determine the Value of a Home?
Understanding how appraisers determine the value of a house can help guide pre-sale renovations or offer negotiation as a buyer or a seller.
Dan Simms
•
Dec 6, 2024Dec 6, 2024
What Is a Land Appraisal and How Does It Work?
If you’re buying or selling a plot of land, you should know what a land appraisal is, how it works, and what factors can influence your land value.