Get matched with top plaster repair specialists in Hamilton, MT

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

It’s not a good idea to plaster over broken plaster (unless by broken you’re referring to cracked, in which case that’s perfectly fine). However, broken plaster can be a sign of a larger underlying issue like foundation damage or severe damage to the lath holding up the plaster, so it’s worth investigating before you simply plaster on top of the damage.

While it’s most common to sand plaster dry, it is possible to wet-sand plaster, too. Doing so can reduce the amount of plaster dust released into the air and make it easier to work in smaller, more delicate areas (such as around wall trim). However, some people find that wet sanding leads to more imperfections, which is why larger walls are more often dry sanded to ensure an even finish.

Whether you can install or repair plaster yourself depends on the project's size and your comfort level with DIY projects. It's possible to handle small repairs on your own, but for larger projects like a room restoration or a full installation, it's often best to hire a local plaster professional. The final appearance, even coverage, and durability of the plaster depend heavily on proper wall preparation and application. If you are not 100% confident in your ability to achieve a professional result, letting an expert handle the job is a worthwhile investment.