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Basement Waterproofing questions, answered by experts
Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.
Thankfully, you do have a few sump pump backup options in case it fails. One option is a battery-powered backup sump pump. Another option is using a portable backup generator as a power supply for your sump pump. Unlike a battery-powered backup which has limited power, a generator can run around the clock for as long as you need it.
Or you can opt for a water-powered backup pump, which uses your home’s water supply as a source of power. However, this may not be the best option if you find your house frequently has low water pressure.
Brick is designed to absorb moisture, but it is also designed to let it evaporate as well. So in general, the goal shouldn’t necessarily be keeping moisture out but making sure it has the room to breathe. If you have excess moisture getting through your brick wall, it’s more likely that you have a crack or other issue at play that a typical sealant won’t fix. So, instead of investing in sealant, try repairing your brick wall instead.
When doing any type of project involving mold, it's important to wear the right protective gear. You'll want an N-95 or KN-95 mask to keep yourself from inhaling mold spores, which can be irritating or trigger an allergic reaction in people with weakened immune systems. You'll also want to wear protective eyewear and gloves to limit your contact with mold.
You should plan on waiting at least a year and ideally two to three years after construction before finishing your basement. This will give the foundation time to settle in response to the weight of your home and the expansion of the surrounding soil. You can then repair your foundation and seal any cracks as needed before finishing it to reduce your risk of future leaks or other issues.
The Circle, MT homeowners’ guide to basement waterproofing services
From average costs to expert advice, get all the answers you need to get your job done.
Need to fix basement water problems or safeguard your home from damage in the future? Use this basement waterproofing cost guide to budget appropriately.
An unfinished basement has a lot of potential for a family room or guest suite. So how much does it cost to finish a basement? Read on for all cost factors.
Dealing with a damp basement? Follow these steps for DIY basement waterproofing to keep water and moisture out and boost your home’s energy efficiency.
Can’t seem to get rid of the moisture and mold in your basement? Learn why basements tend to hold moisture and how to get rid of moisture in the basement.
