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Several options for hanging Christmas lights won't damage gutters. Using shingle clips avoids any hardware contact with them, and using plastic gutter clips minimizes the likelihood of scratching gutters. Remember not to rest a ladder, especially a metal one, against the gutters, and use a ladder stand-off device or stabilizer if you need to use an extension ladder. 

Yes, you can try removing and replacing each individual light bulb one at a time until you find the problem bulb—just be prepared for it to take a while. The bulb tester is worth the investment if you don’t have a lot of extra time to spare or need to test several strands of lights.

It's safe to hang Christmas lights from gutters with a few considerations. First, when installing the lights, follow safe ladder-use guidelines and avoid getting onto the roof. Second, for best results and the integrity of your lights, use clips to keep the bulbs away from inside the gutters where they could run into trouble with water or ice. 

The length of time shouldn’t matter much if you stick with lightweight Christmas lights and similar decorations. Those shouldn’t pose risks to your stucco. You should avoid attaching anything to your stucco that could fall because it’s too heavy, which may take part of the stucco with it. Some methods, like using double-sided tape or adhesive hooks, will naturally wear out over time and lead to falling lights, so don’t expect to leave these lights up year-round.