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Avatar for Jacoma Construction
Jacoma Construction
5.0(
4
)
Appraisal - Real Estate

Serving Vancleave, MS and surrounding areas

In business since 2011

Free estimates

Emergency services offered

We are residential home builders serving the most of Mississippi, parts of Alabama and parts of Texas. We have a full time dedicated staff that offer full services for plan designing and building new homes.

Recommended by100%of homeowners
Mike Purvis Real Estate Appraiser
3.0(
2
)
Appraisal - Real Estate

Serving Vancleave, MS and surrounding areas

In business since 1972

Free estimates

Mike Purvis Real Estate Appraiser is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade, combined with ability, is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business\n\nM-F 8-5 Sat 8-12

Response time1 day
Recommended by50%of homeowners
James Morris Appraisal Service
New to Angi
Appraisal - Real Estate

Serving Vancleave, MS and surrounding areas

In business since 1992

We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing time, efforts and costs in managing the appraisal process. We are a leading provider of appraisals for: Primary and secondary mortgages, mortgage refinancing, employee relocation, estate planning, and divorce settlement.

Property Appraiser questions, answered by experts

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

The Vancleave, MS homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.