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Avatar for Jacoma Construction
Jacoma Construction
5.0(
4
)
Appraisal - Real Estate

Serving Helena, MS and surrounding areas

In business since 2011

Free estimates

Emergency services offered

We are residential home builders serving the most of Mississippi, parts of Alabama and parts of Texas. We have a full time dedicated staff that offer full services for plan designing and building new homes.

Recommended by100%of homeowners
Mike Purvis Real Estate Appraiser
3.0(
2
)
Appraisal - Real Estate

Serving Helena, MS and surrounding areas

In business since 1972

Free estimates

Mike Purvis Real Estate Appraiser is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade, combined with ability, is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business\n\nM-F 8-5 Sat 8-12

Response time1 day
Recommended by50%of homeowners
James Morris Appraisal Service
New to Angi
Appraisal - Real Estate

Serving Helena, MS and surrounding areas

In business since 1992

We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing time, efforts and costs in managing the appraisal process. We are a leading provider of appraisals for: Primary and secondary mortgages, mortgage refinancing, employee relocation, estate planning, and divorce settlement.

Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

Ensure the property is clean, provide access to all areas, and supply relevant documents, such as recent upgrades or tax records.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

The Helena, MS homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.