Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Generally, avoid trimming trees in the summer (with the exception of pruning fruit trees as needed). Trees use a lot of energy in the summer, most of which is relegated to new growth. If you chop it too early, you could stunt the next season's growth. Again, when in doubt, do some research based on the specific tree type.

If you ever want to see the literal fruits of your labor, you’ll need to prune your peach trees. Without pruning, the trees may not grow or bear fruit since the nutrients will be divided among too many offshoots to provide any with enough energy to produce the peaches. Plus, if parts of the peach tree become diseased or pest-ridden, pruning can nip those problems in the bud.

There are several methods to hollow out a tree stump, and the best one depends on your tools, experience, and priorities. Common methods include using a chisel and hammer, a chainsaw, or burning.

• Chisel and Hammer: This is often considered the easiest approach for those with limited tools or experience, though it is the most time-consuming.

• Chainsaw: Using a chainsaw is the fastest method, but it comes with significant safety risks, especially for inexperienced users.

• Burning: This can be an effective method, but it is not recommended unless you can first drill holes into the stump. Without holes, the stump will be difficult to light and may not burn completely through.

A power drill with at least a ⅜-inch diameter bit can make the job quicker and easier, regardless of the primary method. While you can use a chisel or chainsaw without a drill, it will require more time and effort. Always wear protective goggles and thick gloves, as splinters are an inevitable risk.