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Homeowners insurance policies will typically cover your cost to replace an electrical panel if damage occurs due to a covered circumstance such as fire, lightning, or certain types of accidents. Regular wear and tear or damage due to neglect might not be covered, so it's essential to review the policy details and consult with your insurance provider on the specifics of your coverage.

If it’s called a USB outlet without any further designation, it likely refers to a USB-A port. These are the original USB connections and are commonly integrated within power outlets. In recent years, USB-A cables have slowly been usurped by faster and more reliable USB-C cables. USB-C connectors are small and ultra-thin with a reversible design, while USB-A connectors are slightly larger and bulkier.

How many string lights can be on one outlet depends on a number of varying factors, including the total wattage of your circuit, the type of lights, the energy needs of the lights, and cord specifications. It’s better to play it safe here to protect your circuit, so figure out the max wattage of your circuit, compare that to the lights, and move on from there. Generally speaking, LED string lights require less energy than incandescent bulbs, translating to a higher number of lights per circuit. 

If you need to run a wire from the meter to the breaker box, start by turning off the power using the main switch to avoid injury risks from live wires. Then, locate the ground wire from your meter and connect it to the ground bar of the breaker box. Connect the neutral wire using the same method to improve your circuit efficiency.

Next, locate the hot wires running from the main switch to the meter. To connect them to the correct terminals from meter to breaker, unscrew the nuts of the breaker hotwire terminals, insert the positive hotwire, and ensure it’s firmly attached. Finally, secure the wires with electrical tape and wire tie cables before re-securing your breaker box. Keep in mind that this process can be dangerous, so don’t hesitate to hire a local electrician.