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In most cases, your neighbor is responsible for roots from their tree that cause damage to your property. If your pavement, the foundation of your home, or a fence is damaged by roots from a neighbor’s tree, you likely will have legal recourse for financial relief. While it’s better to notify your neighbor of any problems you notice as soon as they arise to avoid costly damage, there are some instances where filing a civil suit is your only recourse. Your homeowner’s insurance company might wish to do so on your behalf if you file a claim.

For Bradford pears, damage from storms is common, and if the trunk splits, it can pose a danger to people and surrounding structures. The best thing to do in that instance is to have the tree removed. If there’s only minor damage to the branches, pruning away the damaged parts is the first order of business. You may also want to consult a professional arborist to make sure the tree is healthy.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

How often and long you should water a tree depends on the species and if it is mature or newly planted. The amount of water is also based on the tree's size. A good rule of thumb is approximately 5 gallons per inch of the trunk's diameter.

Adjusting watering to the recommended suggestions for the tree type and weather conditions is vital. For instance, watering trees during a drought is necessary, and you may need to water more frequently than usual.