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Much like any new siding, stucco will increase home value and curb appeal. Stucco provides an average ROI of 70%. With the average cost to stucco a house sitting at $5,700, you can expect to see a value bump of close to $4,000. Opting for a high-end stucco texture can improve value even further.

One of the most significant downsides to stucco is the installation cost, which is higher than that of many other siding options because getting it to look clean and professional is a labor-intensive process. Stucco can also absorb water, making it an unsuitable option for siding in areas that see excessive rainfall. Finally, stucco can crack and chip, especially in extreme weather, and repairs are not only challenging and require help from a professional who does stucco, but can get expensive.

Mortar, or masonry mortar, is mainly used in joints and as parging for stone, brick, or cement construction. Stucco is primarily a surface material used as wall coverings. For maintenance, masonry will need repointing or replacing as damage or land shifting occurs, whereas stucco will need patching or refinishing as it tends to crack over time along with other types of wear-and-tear.

You should aim to let stucco dry for at least 48 hours before it rains. While misting new stucco and keeping it moderately moist is important for strength and longevity, uncontrolled exposure to rain can lead to weak stucco that doesn’t bond properly. Rain can also affect the stucco finish and the color unevenly, leaving you with less appealing siding.