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Generally, snow removal from a roof should occur once over six inches of snow accumulates, especially if you notice that ice dams have formed. Without ice dams, you can let the snow accumulation hit 12 inches before removing it. However, the amount of snow that is too much for your roof also depends on the sturdiness of your roof and the compactness of the snow. If your roof needs maintenance or has structural issues, it’s best not to let the snow accumulate too much for fear of collapsing.

When it comes to deciding whether a two-stage or three-stage snow blower is better, you must consider the amount of snowfall you get, the size of the area, and your budget. 

A three-stage snow blower is more efficient at clearing higher volumes of snow quicker and removing ice build-up. It’s ideal for commercial use and removing snow from large areas. Make sure to compare various types of snow removal equipment to ensure you purchase the one that is best for your needs.

Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Whether or not an annual snow removal contract is worth it depends mainly on location. If you live in an area with frequent heavy snowfall, a yearly contract could be better than paying per clearing. If you live in an area where it only snows a few times a year, paying per snowstorm may be a better option.