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    Average homeowner rating
  • Verified reviews icon66
    Verified custom home building reviews

Top-Rated Custom home builders in O Fallon - Updated Nov 2026

Avatar for Terbrock Remodeling & Construction
Terbrock Remodeling & Construction
4.4(
78
)
Find a Custom Home Builder

Serving O Fallon, MO and surrounding areas

Approved

In business since 1950

Free estimates

Warranties offered

"Terbrock's team showed up on time and did the work professionally and carefully -- like it was their own personal home improvement project. At the end of the day, Tom Terbrock himself showed up to make sure everything went well. The price for the work, including removal of existing fixtures, installation, and clean-up, was more than reasonable."
Kitchen Transformation
Anchor Bend Estates
Anchor Bend Estates
Anchor Bend Estates
Additional Photos

+20

Response rate100%
2 neighbors recently requested a quote
Recommended by87%of homeowners
Avatar for Bayliss Construction
Bayliss Construction
5.0(
1
)
Find a Custom Home Builder

Serving O Fallon, MO and surrounding areas

Approved

In business since 2009

Free estimates

Customers say: Quick response

Bayliss Construction, takes great pride in our experience, expertise, craftsmanship, and customer service that we provide to meet our clients needs. It is our mission to provide excellent workmanship, and complete customer satisfaction from start to completion of a project. Bayliss Construction, is a full service locally owned and operated general contractor. Our reputation is based on service, safety, and quality, regardless of how large, or small the job.

Response time5 hrs
10 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for Bizzy Beaver Contracting
Bizzy Beaver Contracting
5.0(
10
)
Find a Custom Home Builder

Serving O Fallon, MO and surrounding areas

In business since 2020

Free estimates

Credit card accepted

"Chris with Bizzy Beaver has been AMAZING. We have hired them for 3 separate projects in the last year after purchasing our first home. We initially used them when we adopted a rescue dog and needed to get a 6ft privacy fence built ASAP. Chris and his team completed this quickly and did a great job. We then had Chris build custom cabinet doors, drawer boxes, and drawer fronts to update our kitchen in time for an event at our house! He made sure to complete the project on time, and the kitchen looks amazing and like a totally new kitchen! Chris also helped represent us to our insurance company while helping us file our claim after a major hail storm. Tim and Chris explained everything in depth and made the process as easy as possible for us. They met with the insurance adjuster to ensure all damages were assessed correctly, which was a huge help since we are first time homeowners and had never had to do that before. Bizzy Beaver is always reliable, on time, personable, and makes sure everything is completed correctly. Chris and his team are so easy to work with - I would definitely recommend using them for any of your home improvement projects!!"
Dellwood Kitchen
Dellwood Bathroom
Custom Closet
Dellwood Kitchen
Dellwood Bathroom

+52

Recommended by100%of homeowners
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Custom Home Builders FAQs, answered by experts

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Whether it’s more affordable to gut a house than build a new one depends on the markets where you'd be buying and selling. However, it’s usually less expensive to renovate a home than to build new construction. 

Most homeowners pay between $100,000 and $200,000 for demolition and remodeling costs, whereas the average cost to build a new home is between $139,000 and $531,300.

While some highly experienced homeowners can frame a house independently, it is not advisable. You will need ample carpentry experience, a team of helpers, and professionals to sign off on your work to meet local building codes. For the safest outcome, we recommend buying or building a house with the guidance of professionals.

Typically, architects do not build homes in a hands-on sense of doing the actual framing, roofing, or other building. Architects usually do not have the training and experience to build the homes they design. An architect would need to know how to do the specific trades required to build a house, which is possible but not a common practice. A general contractor or homebuilder typically oversees the actual details of building the house that the architect designs.

Green homes are often more expensive to build, averaging around $200 per square foot compared to the $150 per square foot you’d spend to build a standard home. However, green homes can save you money on your utility bills by consuming less energy or creating energy using solar panels or wind turbines on-site. They’re more expensive to build, but they often end up costing less in the long run.

The O Fallon, MO homeowners’ guide to custom home building

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