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Lightning can cause massive damage, fires, and openings for other threats like bugs or fungal diseases. Barring any large fires or explosions, it’s difficult to tell how much damage a lightning strike has done until after a thorough inspection. Contact local authorities immediately if lightning strikes a tree in your yard and it causes a fire or explosion.

Regular professional chimney cleaning and a well-fitting chimney cap are two of the most effective measures to help prevent flue blockages. Annual cleaning keeps the flue from developing a thick layer of creosote. The chimney cap keeps debris out and stops critters from going down your flue for shelter while carrying clog-worthy nesting material.

Yes, a water leak poses a major fire risk at your home because water is a conductor of electricity. Water that comes into contact with sparks or electrical wires can instantly ignite flammable materials. Additionally, any type of exposure to water can cause wires and other electrical components within your home to corrode. When assessing categories of water damage, it's important to know that even a small amount of moisture near wiring could cause sparks that lead to a fire.

Although you can put a smoke detector on a shelf, the NFPA recommends mounting one on the ceiling or a wall (within 12 inches of the ceiling). If you place your smoke alarm on a shelf, ensure it’s away from drafty, damp, or dusty areas and not near cooking appliances, heat sources, or fluorescent lights.