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Avatar for The Credit Doctor's

The Credit Doctor's

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The Credit Doctor's

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5 years of experience

Our passion is educating the consumer and helping them successfully restore their bad credit and financial situation. Our unique experience has brought us all together to share what we love. As a group we have a collection that ranges from creative and rare with a combined 50 years experience. We are a one stop shop for all your information and answers to credit restoration, auto, mortgage, credit cards, personal loan, bankruptcy, repossession, extended warranty, gap insurance., and much more.

Our passion is educating the consumer and helping them successfully restore their bad credit and financial situation. Our unique experience has brought us all together to share what we love. As a group we have a collection that ranges from creative and rare with a combined 50 years experience. We are a one stop shop for all your information and answers to credit restoration, auto, mortgage, credit cards, personal loan, bankruptcy, repossession, extended warranty, gap insurance., and much more.


Financial Credit Hub LLC

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Financial Credit Hub LLC

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We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.

We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.


Gateway Insurance Network

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Gateway Insurance Network

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Free onsite estimate

Gateway Insurance Network offers insurance products to protect all of your personal & business needs. We know our customers need options so we match our policy plans to meet our clients risks, concerns and budget! "A BETTER WAY TO BUY INSURANCE" Company Overview: Insurance & Financial Services In Missouri - Products Include: Auto - Home - Life - Disability - Business Individual, Family & Group Insurance Products

Gateway Insurance Network offers insurance products to protect all of your personal & business needs. We know our customers need options so we match our policy plans to meet our clients risks, concerns and budget! "A BETTER WAY TO BUY INSURANCE" Company Overview: Insurance & Financial Services In Missouri - Products Include: Auto - Home - Life - Disability - Business Individual, Family & Group Insurance Products






Avatar for Amend Certified Home Inspections

Amend Certified Home Inspections

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Amend Certified Home Inspections

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14 years of experience

Self owned and operated home inspection service. Providing certified reports for clients purchasing and or selling a home. Encouraging home owners to have their homes inspected once a year for safety and maintenance reasons.

Self owned and operated home inspection service. Providing certified reports for clients purchasing and or selling a home. Encouraging home owners to have their homes inspected once a year for safety and maintenance reasons.


A&M Urban Renewal

5.00(
1
)

A&M Urban Renewal

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Owner operated company, general contracting/remodeling, specialize in all flooring materials especially Hardwood install/Refinish, stone, and tile of all kinds. Fully Insured and neighbor assured. Providing professional remodeling/repairs throughout the city and county. Historic Preservation and restoration of older homes. Payment is made in accordance to signed contract where only 30% is required as a down payment, balance upon completion. Subcontractors dont exist with us, we do it all ourselves. In some

"I recently had Matt with A&M Urban Renewal out to renovate my home. Matt was very polite and helped with explaining the projects start to finish. He provided recommendations when considering my budget and my goals in adding value to my home. He was very knowledgeable and experienced with many different projects I was in need of. The quality of his workmanship was outstanding! I would highly recommend A&M Urban Renewal to my friends and family!"

Alicia V on March 2018

Owner operated company, general contracting/remodeling, specialize in all flooring materials especially Hardwood install/Refinish, stone, and tile of all kinds. Fully Insured and neighbor assured. Providing professional remodeling/repairs throughout the city and county. Historic Preservation and restoration of older homes. Payment is made in accordance to signed contract where only 30% is required as a down payment, balance upon completion. Subcontractors dont exist with us, we do it all ourselves. In some

"I recently had Matt with A&M Urban Renewal out to renovate my home. Matt was very polite and helped with explaining the projects start to finish. He provided recommendations when considering my budget and my goals in adding value to my home. He was very knowledgeable and experienced with many different projects I was in need of. The quality of his workmanship was outstanding! I would highly recommend A&M Urban Renewal to my friends and family!"

Alicia V on March 2018


Avatar for Joshua Horn, Realtor, Coldwell Banker Gundaker

Joshua Horn, Realtor, Coldwell Banker Gundaker

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Joshua Horn, Realtor, Coldwell Banker Gundaker

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13 years of experience

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.

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Home Warranties questions, answered by experts

Everyone should buy homeowners insurance. It offers you, your home, and your family protection against unexpected peril or emergencies and saves you extensive out-of-pocket costs for repair and replacement. A home warranty is worth it for homeowners with appliances or systems that are nearing the end of their life span. If you’re the owner of a newly built home, you can skip a home warranty since new materials and workmanship often come with some type of warranty.

Home warranties are not a necessity, but they’re great for providing peace of mind, even if you already have homeowner’s insurance. A traditional insurance policy usually only covers disasters, like a tree falling into your home, fires, floods, theft, and major vandalism. A home warranty covers individual items, including breakdowns and damage from wear and tear and old age. Unlike with insurance, a home warranty might cover a refrigerator repair or the replacement cost of an oven. Many homeowners find a home warranty is great to have alongside insurance for total coverage.

Most home warranties cover either home appliances or home systems, and some cover both. Appliance packages will usually include protection for all kitchen appliances, like refrigerators, ovens, stoves, built-in microwaves, and dishwashers, with some covering washing machines and dryers. Systems-only plans normally cover the plumbing, electrical, and HVAC systems, as well as most of the components. Combination plans cover the major appliances in addition to home systems.

Most home warranties exclude aesthetic damage, pre-existing issues, intentional damage, and issues that stem from a lack of proper maintenance. Home warranty companies also have contract terms that can exclude specific types of HVAC systems or certain components of an appliance or home system, so you should read your contract in its entirety to make sure you understand your coverage before signing up.

Offering a home warranty when selling can make your property more appealing to potential buyers. The warranty gives them peace of mind that many systems or appliances will be covered if they need to be repaired or replaced in the near future. Additionally, the home warranty may cover problems that arise during the home sale, such as a leaky roof or water in the basement.

The Hillsboro, MO homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.