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Verified Reviews for Home Warranty pros in Herculaneum, MO

*The Angi rating for Home Warranty companies in Herculaneum, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Herculaneum, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on November 22, 2025

Find Home warranty providers in Herculaneum

Financial Credit Hub LLC

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Financial Credit Hub LLC

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We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.

We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.

Gateway Insurance Network

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Gateway Insurance Network

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Free onsite estimate

Gateway Insurance Network offers insurance products to protect all of your personal & business needs. We know our customers need options so we match our policy plans to meet our clients risks, concerns and budget! "A BETTER WAY TO BUY INSURANCE" Company Overview: Insurance & Financial Services In Missouri - Products Include: Auto - Home - Life - Disability - Business Individual, Family & Group Insurance Products

Gateway Insurance Network offers insurance products to protect all of your personal & business needs. We know our customers need options so we match our policy plans to meet our clients risks, concerns and budget! "A BETTER WAY TO BUY INSURANCE" Company Overview: Insurance & Financial Services In Missouri - Products Include: Auto - Home - Life - Disability - Business Individual, Family & Group Insurance Products

Avatar for Amend Certified Home Inspections

Amend Certified Home Inspections

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Amend Certified Home Inspections

No reviews yet
14 years of experience

Self owned and operated home inspection service. Providing certified reports for clients purchasing and or selling a home. Encouraging home owners to have their homes inspected once a year for safety and maintenance reasons.

Self owned and operated home inspection service. Providing certified reports for clients purchasing and or selling a home. Encouraging home owners to have their homes inspected once a year for safety and maintenance reasons.

A&M Urban Renewal

5.00(
1
)

A&M Urban Renewal

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Owner operated company, general contracting/remodeling, specialize in all flooring materials especially Hardwood install/Refinish, stone, and tile of all kinds. Fully Insured and neighbor assured. Providing professional remodeling/repairs throughout the city and county. Historic Preservation and restoration of older homes. Payment is made in accordance to signed contract where only 30% is required as a down payment, balance upon completion. Subcontractors dont exist with us, we do it all ourselves. In some

"I recently had Matt with A&M Urban Renewal out to renovate my home. Matt was very polite and helped with explaining the projects start to finish. He provided recommendations when considering my budget and my goals in adding value to my home. He was very knowledgeable and experienced with many different projects I was in need of. The quality of his workmanship was outstanding! I would highly recommend A&M Urban Renewal to my friends and family!"

Alicia V on March 2018

Owner operated company, general contracting/remodeling, specialize in all flooring materials especially Hardwood install/Refinish, stone, and tile of all kinds. Fully Insured and neighbor assured. Providing professional remodeling/repairs throughout the city and county. Historic Preservation and restoration of older homes. Payment is made in accordance to signed contract where only 30% is required as a down payment, balance upon completion. Subcontractors dont exist with us, we do it all ourselves. In some

"I recently had Matt with A&M Urban Renewal out to renovate my home. Matt was very polite and helped with explaining the projects start to finish. He provided recommendations when considering my budget and my goals in adding value to my home. He was very knowledgeable and experienced with many different projects I was in need of. The quality of his workmanship was outstanding! I would highly recommend A&M Urban Renewal to my friends and family!"

Alicia V on March 2018

Avatar for Joshua Horn, Realtor, Coldwell Banker Gundaker

Joshua Horn, Realtor, Coldwell Banker Gundaker

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Joshua Horn, Realtor, Coldwell Banker Gundaker

No reviews yet
13 years of experience

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.

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Home Warranties questions, answered by experts

Everyone should buy homeowners insurance. It offers you, your home, and your family protection against unexpected peril or emergencies and saves you extensive out-of-pocket costs for repair and replacement. A home warranty is worth it for homeowners with appliances or systems that are nearing the end of their life span. If you’re the owner of a newly built home, you can skip a home warranty since new materials and workmanship often come with some type of warranty.

The good news is that most home warranty plans cover hot water heaters, regardless of whether you have a tank or a tankless model. Your hot water heater should be covered by your home warranty because it's considered an essential home appliance.

Yes, most manufacturers and contractors offer warranties for materials and labor. Confirm terms before purchasing.

Many benefits come with buying a home warranty when selling your home, but there are drawbacks to consider, too. 

Pros

  • Peace of mind of home repair coverage

  • Incentive for buyers

  • Transferability to new owners

  • Prevent post-sale issues

Cons

  • Expensive cost

  • Exclusions of certain features or appliances

  • Coverage limits

  • Often difficult to understand

  • Potential wait for claim service 

It’s not standard for a seller to buy a home warranty, but it is relatively common. Not only does the warranty protect the seller from unexpected repair costs leading up to closing, but it also can make their home more attractive to buyers, as it commonly transfers to the new owner and offers them the same protection.

The Herculaneum, MO homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

See all articles
  • Mother cooking with her daughter
    Dan Simms
    •

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.