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TRUSTED BY CLAYTON, MO HOMEOWNERS

  • Average homeowner rating star icon4.2
    Average homeowner rating
  • Verified reviews icon26
    Verified property appraisals reviews

Verified Reviews for Property Appraisal pros in Clayton, MO

*The Angi rating for Property Appraisal companies in Clayton, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Clayton, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on September 30, 2025

Find Property appraisers in Clayton

Avatar for The August Group, Inc. Ltd.
The August Group, Inc. Ltd.
4.7(
6
)
Appraisal - Real Estate

Serving Clayton, MO and surrounding areas

Approved

In business since 1999

Free estimates

Credit card accepted

"Jeff was fantastic to work with. I had a very tight deadline to meet, and I went with Jeff from the August Group because he said he would meet the tight deadline. He met the deadline with time to spare, and wrote an extremely comprehensive and accurate appraisal. I could not be happier. I will use the August Group for any and all appraisals I need done on my properties in the future."
Bungalow
A+ Accredited Business
Response time7 hrs
7 neighbors recently requested a quote
Recommended by100%of homeowners
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Avatar for True Value Appraisal, Inc.
True Value Appraisal, Inc.
4.3(
35
)
Appraisal - Real Estate

Serving Clayton, MO and surrounding areas

In business since 1994

Free estimates

Credit card accepted

"Pierre was amazing. He really took the time to consider everything inside and outside of my house for my home appraisal. He has many years of experience, and that’s very obvious when you talk to him! I highly recommend this company!"
Response time7 hrs
Response rate94%
Recommended by93%of homeowners
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Avatar for Sho Me Appraisal Services LLC
Sho Me Appraisal Services LLC
5.0(
4
)
Appraisal - Real Estate

Serving Clayton, MO and surrounding areas

In business since 2014

Sho Me Appraisal Services is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Response time11 hrs
Response rate94%
Recommended by50%of homeowners
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Showing 1-10 of 37
Property Appraiser questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Whether or not new windows increase property taxes depends on where you live and by how much your upgrade increases your home’s value. Smaller projects likely won’t result in increased property taxes, but it’s always a good idea to err on the side of caution and check. Contact your local county appraisal department for the most accurate information about property taxes in your area. 

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

The Clayton, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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