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TRUSTED BY CLAYTON, MO HOMEOWNERS

  • Average homeowner rating star icon4.2
    Average homeowner rating
  • Verified reviews icon26
    Verified property appraisals reviews

Find Property appraisers in Clayton

Avatar for The August Group, Inc. Ltd.
The August Group, Inc. Ltd.
4.7(
6
)
Appraisal - Real Estate

Serving Clayton, MO and surrounding areas

Approved

In business since 1999

Free estimates

Credit card accepted

"Jeff was fantastic to work with. I had a very tight deadline to meet, and I went with Jeff from the August Group because he said he would meet the tight deadline. He met the deadline with time to spare, and wrote an extremely comprehensive and accurate appraisal. I could not be happier. I will use the August Group for any and all appraisals I need done on my properties in the future."
Bungalow
A+ Accredited Business
Response time7 hrs
5 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for True Value Appraisal, Inc.
True Value Appraisal, Inc.
4.3(
35
)
Appraisal - Real Estate

Serving Clayton, MO and surrounding areas

In business since 1994

Free estimates

Credit card accepted

"Pierre was amazing. He really took the time to consider everything inside and outside of my house for my home appraisal. He has many years of experience, and that’s very obvious when you talk to him! I highly recommend this company!"
Response time7 hrs
Response rate94%
Recommended by93%of homeowners
Avatar for Sho Me Appraisal Services LLC
Sho Me Appraisal Services LLC
5.0(
4
)
Appraisal - Real Estate

Serving Clayton, MO and surrounding areas

In business since 2014

Sho Me Appraisal Services is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Response time11 hrs
Response rate94%
Recommended by50%of homeowners
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Property Appraiser questions, answered by experts

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

The condition and appearance of your yard can affect your home appraisal value. A well-maintained, attractive yard with curb appeal adds to a property’s value, while an overgrown, messy, poorly maintained yard can hurt your home’s appraisal. Even small cosmetic improvements to your yard, like adding mulch, trimming trees, and cleaning out plant beds, can help your appraisal value.

The Clayton, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.