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While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

The living space of a home doesn’t correlate directly with how many square feet of siding you’ll need, but on average, a 2,000-square-foot home will need 1,700 square feet of siding or 17 squares of siding. Your siding measurements will vary depending on the layout of your home, the number of stories, the size of your doors and windows, and even your roof style.

Board and batten siding refers to the look and style of the installation rather than the material itself. You can install board and batten siding whether you choose vinyl, wood, fiber cement, or metal as your material. Among other popular siding styles to consider are clapboard siding, stucco, shake siding, and log cabin siding. Stone, stone veneer, brick, and brick veneer are considered high-end alternatives that can help maximize ROI and curb appeal.

Increasing home value and return on investment (ROI) are two different things and it’s important to differentiate between the two. While a kitchen remodel will surely raise the value of the house, it may only have an ROI of around 50%. Homeowners looking to raise the value of their home for sale will have to consider how much they will recoup by the monetary investment in projects, as the ROI percentages may be lower or higher than the added value on a dollar-for-dollar basis.