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You can calculate the required square footage of siding you need by measuring the height and width of your home’s rectangular exterior walls. For the triangular-shaped gable walls, measure the height from the ground to the tallest gable point to make sure you have enough for good coverage. Once you have combined the totals for each wall, add another 10% to account for wasted materials. It’s also good to have extra siding on hand to tackle wood siding repair down the road.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

No matter what types of metal siding you are cleaning, you should be able to clean them using the same processes you use for aluminum siding. Steel siding and aluminum siding both need cleaning about once per year. You can clean metal siding or aluminum siding without a pressure washer or with one.

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.