Get matched with top roofers in Worthington, MN

No, there’s no specific building code that requires a roof overhang. However, installing your roof with the standard 2-inch overhang is good practice, as it helps direct runoff away from your fascia boards and roof decking and into your gutters. Some overhang is especially important in areas that see heavy rainfall and snowfall, as the risk of water getting under the roofing material and causing water damage is much higher.

Sometimes, a local authority won’t approve a request for a roofing permit. This may be because of incomplete documentation, unclear project plans, processing delays, or insufficient communication. There may also be discrepancies with building codes.

Homeowners insurance sometimes covers roof decking, but it depends on the cause of damage and whether the decking was properly installed. If the roof decking was damaged by a severe storm, then it will likely be covered. Insurance may also pay for roof decking work if building codes require it. However, insurance won’t cover damage caused by normal wear and tear or poor maintenance practices.

Whether you should choose a flat roof or a sloped roof depends on your particular situation. Flat roofs tend to be less expensive to install. However, sloped roofs have longer lifespans and stand up better to heavy snow and other inclement weather.

Keep in mind that even a flat roof needs to have a slight slope, usually around 1/2 inch for every foot. If it is completely flat, water will pool and cause damage, either from weight or leakage or rot.