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To apply for a roofing permit, contact your local building authority. You may visit their office in person or contact them via phone or email. For more information on how to start the process, visit their website.

A cool roof is any heat-reflecting roof that rejects solar energy more efficiently than traditional roofing (staying about 50 degrees cooler). Thanks to this ability, a cool roof will make your home cooler on a hot, sunny day. Cool roofs come in a variety of materials, including asphalt, wood, or polymer shingles, clay or concrete tiles, metal, and more.

When it comes to choosing the best roof color for a blue exterior, you have plenty of options. For a classic neutral look, go with a light gray, dark gray, or black roof. Blend gray tones if you want a more eye-catching look for your roof, or go for a different splash of color with a green or even red. Take inspiration from your neighbors if you want your house to fit in on the block.

Homeowners insurance typically covers roof repairs or replacement if the damage is caused by a sudden, accidental event or a covered peril, such as a storm, wind, hail, fire, or a falling tree. However, insurance will not cover repairs or replacement for issues stemming from a lack of maintenance, normal wear and tear, or a roof that is simply old and at the end of its lifespan. If a leak or damage occurs due to neglect, you will likely have to pay for repairs out of pocket.