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Solar Panels questions, answered by experts

Yes, it is possible to install solar panels on a tar and gravel roof, but it is not the ideal roofing material for a solar installation. The process requires roof penetrations to install the solar racking system. While installers will seal these penetrations, they still increase the risk of leaks. This risk is higher on tar and gravel roofs, which are often flat. Flat roofs are more prone to leaks than sloped roofs because they can pool water during heavy rain and hold snow for longer periods, exposing the roof to more moisture.

You’ll need to make sure you have a big enough solar panel to meet your well pump’s power demands, but you can use solar power to fully operate your well pump. It’s also a good idea to have battery storage to hold the solar power so you can still use your well pump after dark.

The time it takes to install solar panels depends on the number of panels and the size of your home, but installation takes between two and three days of work. While most contractors can install the panels over the course of a couple of days, switching to solar energy can take two to three months in total. This includes the time it takes to design the system, procure the parts, obtain the permits, install the panels, connect to the main power grid, and get an inspection.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

The best way to save money on solar panels is to take advantage of federal and state solar incentives. For example, the solar investment tax credit (ITC) offered by the federal government can save 30% of your total—if you can take the entire credit, which is based on income taxes owed—or an average of around $9,000. You can check the Database of State Incentives for Renewables and Efficiency (DSIRE) for state and local incentives that could save you even more.

The Wanamingo, MN homeowners’ guide to solar panel services

From average costs to expert advice, get all the answers you need to get your job done.