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Solar Panels questions, answered by experts

In most cases, solar panels are covered by homeowners insurance because they are considered a permanently attached part of the home, and you may not need additional coverage. However, it is essential to read the fine print of your specific policy to understand the extent of the coverage, as some policies might only cover certain types of damage, such as hail. Always check with your insurance provider before installing solar panels to ensure your policy provides adequate coverage for your investment.

Learn about common solar blockers in your area to determine how often you should wash solar panels and the best cleaning method:

  • Soot: If you have a fireplace, soot can disperse and accumulate on the solar panels.

  • Debris, dirt, and leaves: These natural elements require light cleaning. Being close to trees or living in a desert area can cause more of these to accumulate.

  • Pollen: Areas with a high pollen count require more frequent solar panel cleaning, and sticky plant material requires a deeper cleaning.

  • Bird droppings: Bird droppings are binding and more difficult to remove. Keep this in mind if you live near a lot of surrounding trees. 

In most cases, yes, solar panels are well worth the investment. Going solar with your home’s energy is expensive, but, in most states, the panels will pay for themselves by reducing your electric bills. Solar panels don’t produce greenhouse gasses or other pollutants, meaning you can feel good about using this renewable energy source to power your home. Plus, installing solar panels can boost your home value, helping your profit off your next home sale.

Solar roofing shingles may qualify for significant federal tax incentives through programs like the Residential Clean Energy Credit, which offers up to 30% of installation costs through 2032. State and local governments often provide additional credits, and utility companies may offer further rebates or net metering programs, depending on the state. Just look into the qualification requirements beforehand because installation, documentation, and technical standards can impact eligibility. Consult the current guidelines and a tax professional to maximize available benefits.

Yes, you have to get on the roof to cut a hole for solar tubing. It's not possible to complete the job from inside your house by simply cutting through the ceiling. So if you want to go the DIY route, remember to use safe ladder practices. If you’re not comfortable climbing on your roof to install solar tubes, hire a pro who has the tools and expertise to do the job safely.

The Wanamingo, MN homeowners’ guide to solar panel services

From average costs to expert advice, get all the answers you need to get your job done.