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Solar Panels questions, answered by experts

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Yes, solar panel installation will require permits. The required permits will depend on where you live, as some states and cities have solar-specific permits, while others only require electrical permits to connect to the grid. In either case, it’s best to hire a reputable solar installer in your area, as a representative should handle all of the necessary permitting for you and will include the cost of the permits in your initial solar estimate.

No, you cannot turn on a new solar system before inspection. The inspector checks that the system is correctly connected to the grid and that safety components and features are in place. This process prevents problems on the electrical grid and offers protection against fire in your home. 

Your local utility company may also require inspection documentation before you can connect to the grid. An inspection can ensure solar power efficiency and determine how you might increase it.

DIY solar panel installations are hard to manage by yourself. You’ll likely need some help or prior experience to make the project worth the effort.

Solar well pumps range from needing 200 watts of power to as much as 12,000 watts for heavy-duty pumps. Since the most common and cost-friendly solar panels are 100-watt panels, you’ll need between two and 12 panels. The average is between two and eight panels for standard pumps. Based on the average cost of solar panels ($1 to $1.50 per watt), you’d pay between $200 and $1,800 for your well pump solar panels—not including installation.

The Wanamingo, MN homeowners’ guide to solar panel services

From average costs to expert advice, get all the answers you need to get your job done.