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TRUSTED BY SAINT MICHAEL, MN HOMEOWNERS

  • Average homeowner rating star icon4.3
    Average homeowner rating
  • Verified reviews icon27
    Verified home building services reviews

Top-Rated Home builders in Saint Michael - Updated Nov 2026

Avatar for Haven Homes & Design Co. LLC
Haven Homes & Design Co. LLC
5.0(
20
)
Find a Custom Home Builder

Serving Saint Michael, MN and surrounding areas

Approved

In business since 2010

Free estimates

Emergency services offered

"Excellent service and workmanship! Spencer and his team are professional yet friendly and personable. They were very considerate and accommodating as my spouse and I both work from home (and have a lot of furniture). We are very happy with the fresh, new look of our home. We would recommend Spencer and are pleased to find out he also does flooring and other large home projects."
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+9

Response time8 hrs
Recommended by100%of homeowners
Nick Holker Construction
4.8(
53
)
Shelter or Outbuilding - Build

Serving Saint Michael, MN and surrounding areas

Approved

In business since 2008

Free estimates

Credit card accepted

"Nick and his crew were amazing on this project. They added a 22' x 12' deck on the back of our home and it only took them 3 days! Process was super simple, Nick came by and figured out what our wants and needs were. Within a few days drew it up, and provided the documents we needed for the HOA. He also took care of the permit and inspection. We put down our deposit and the materials were delivered right to our yard. Nick showed up the next morning and got started. The deck feels and looks amazing. I would 100% recommend Nick to anyone looking to add something new they will love to their home."
Cedar deck with screened gazebo
 cedar fence with lattice top
Dakota Junction Restaurant
Azek mahogany and aluminum railing
Azek

+53

Response time5 days
Response rate100%
1 neighbors recently requested a quote
Avatar for Hentges Carpentry, LLC
Hentges Carpentry, LLC
4.8(
15
)
Shelter or Outbuilding - Build

Serving Saint Michael, MN and surrounding areas

In business since 2021

Free estimates

Warranties offered

"very quick work and reasonable pricing ! great customer service ; really went above and beyond to help and ensure i was satisfied ! would definitely hire them again for any project around my home"
Response time3 hrs
Response rate88%
Recommended by93%of homeowners
Avatar for Garden Structures & More
Garden Structures & More
4.6(
73
)
Shelter or Outbuilding - Build

Serving Saint Michael, MN and surrounding areas

In business since 1998

Free estimates

Emergency services offered

"We had Garden Structures & More add onto the beautiful privacy fence they had previously built for us, and we couldn't be happier with the final result. Our new and improved fence is even better than we had envisioned due to owner/designer/craftsman Hal's excellent ideas. All work was completed in a timely and professional manner. We truly enjoyed working with Hal and wouldn't hesitate to have him do our next home project. "
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+10

Recommended by95%of homeowners
Avatar for MCN Construction
MCN Construction
5.0(
6
)
Shelter or Outbuilding - Build

Serving Saint Michael, MN and surrounding areas

In business since 2015

Free estimates

Small jobs welcome

"Matthew took his time in providing us with a plan well beyond what we were thinking, including a visual image of what the project would look like. Matthew worked with the city to get the permit approved and he organized the delivery of all of the materials. From start to finish, the job took approximately 2 weeks. Matthew and his crew were on site everyday (excluding Sunday's) working 8-12 hours a day. Every person on his team were friendly, professional, hard-working, and respectful. After each day, they organized their equipment and tried to keep the area as clean as possible."
Basement Finish
Basement Finish
Basement Finish
Basement Finish
Basement Finish

+137

Response time4 hrs
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Home Building FAQs, answered by experts

Hiring a reliable home builder is an essential task, but there are a few questions you can ask a potential builder to ensure you they are trustworthy and up to the task:

  • How long do you expect the process to take?

  • Are you fully licensed and insured?

  • How much of the work will you subcontract?

  • Will you pull all of the necessary permits for the job?

  • How long is the builder’s warranty you include with your work?

  • How do you handle resolution for issues I might have with the finished product?

  • How much experience do you have?

Modular homes are more affordable than stick-built homes if you keep quality and square footage equal. The cost to build a home averages $323,000, while average modular home prices sit at {AvgCost}. If you’re looking for custom or luxury options, a traditional custom home costs $825,000, while a high-end modular home costs $600,000, on average.

Most cottages are around 1,000 square feet, making them smaller than most other styles. However, cottages are defined more by their decor and architectural focus on simplicity, functionality, and a connection to nature than they are by a rigid square footage or floor plan. While cottages are defined more by their charm and appearance than size, the smaller footprint does help maximize the comfort and charm, and it keeps the focus on connection to nature and family.

Building a new home can be more expensive than buying an existing one, depending on the housing market in your area. Many homeowners still find that building a new house is worth the investment as they can choose the exact layout they want, as well as to choose their own floors, wall coverings, appliances, and finishes. If you live close enough to the build site, you can also stop by to check on the builder’s progress, which can provide some peace of mind that the project is worth it.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The Saint Michael, MN homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.