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No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

It depends on where you live—but in most areas, leaves begin falling in September and continue falling until January or February. Warmer regions, such as Southern states, may see leaves fall a bit later in the calendar year. It also depends on the type of trees in your yard and their maturity. 

Peach trees grow to be about 25 feet, so keep this in mind for pruning as well. If you plan to DIY, you’ll need to be comfortable working on a ladder. Without pruning, peach tree branches can sprawl nearly as wide as the tree grows tall, so make sure to plan pruning sessions at least once per year in the spring for controlled growth. And if you’re working on a ladder, be sure to follow all safety precautions, especially if you’ll be dealing with falling branches.

Yes, it can be good to remove dead branches from trees. Dead branches can lead to rot in other areas of the tree. They can also cause damage if they fall on a house, shed, fence, car, pool, or other structure or property. However, it’s important that dead branch removal is done safely. If the branch is high in a tree or requires a lift or ladder to access, consider calling a professional tree removal company, as they will have the experience and equipment to do the job safely.