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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

Notably, earwigs, centipedes, and spiders all enjoy a silverfish lunch. You can’t turn to natural predators to fix your silverfish problem: In fact, one issue with silverfish is that they can bring in unwanted earwigs into the house or cause a minor infestation of hungry spiders, so it’s important to get rid of them as soon as possible.

A spider infestation happens when an unusually high and problematic presence of spiders occurs in a home to the point it becomes disruptive or poses a significant nuisance. If you notice an increase in spider sightings, numerous webs throughout the home, or see multiple spiders daily, it's likely you have an infestation. In cases where the types of spiders seen are venomous or medically significant species are present, the number of spiders is insignificant and would require pest control measures. On average, pest control costs between $300 to $550 for one-time service.

Anecdotal evidence suggests coffee grounds can keep chipmunks away. Sprinkle them throughout your garden, yard, and plants to help deter them. As an added bonus, coffee grounds can help keep the slugs away, and they’re great for acid-loving plants such as hydrangeas, azaleas, and rhododendrons.