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Brown recluse spiders are found in Midwestern and South Central states like Nebraska, Ohio, Texas, and Georgia. While it’s possible to find spiders from the same genus elsewhere in the country, you’re unlikely to find a brown recluse infestation outside of these designated zones. In any case, there are other dangerous spider species across the U.S., so always use caution when dealing with infestations of any kind.

A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

No, mulch itself does not necessarily attract termites even though it’s usually made of shredded wood. Some types of mulch like cedar or cypress resist termites because they’re toxic or unappetizing to the wood munchers. However, when the mulch is deep enough, say three inches or more, it creates a perfect habitat for insects of all kinds to build nests.

One of the most widespread chemicals used for killing termites is Fipronil. It’s one of the most common insecticides used by termite exterminators to kill termites fast. However, it’s toxic and generally used in outdoor areas only. Popular brand names of termite killers include Taurus, Bifen, Termidor, and BioAdvanced. All insecticides have pros and cons: Some are safer around humans but don’t last as long. Some may kill nearby plants or have power odors. Some are designed for safe indoor bait stations but take much longer to work.