Get matched with top tree service pros in Posen, MI

A tree can split because of high winds, a change in temperature, or from an infestation or tree disease. All of these factors can overlap, making a single cause difficult to pinpoint. While winter storms are some of the most common causes for a tree to split, it can also happen because of termites or rot.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Late August, September, and mid-October are the ideal months for planting a young tree. However, the best time to plant a tree ultimately depends on when the weather transitions to fall-like conditions and eventually winter frost. As long as the hottest days of summer have passed and the ground hasn’t frozen yet, you can still successfully plant trees.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.