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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Yes, pool pumps use a significant amount of electricity, making them one of the biggest energy consumers in a home. A pool pump can use up to three times as much electricity as a refrigerator. Typically, a residential pool pump consumes about 1 kilowatt-hour (kWh) for every hour it runs. Because pumps often need to run for about eight hours a day to properly filter the water, this can add up to an annual consumption of 3,000 to 5,000 kWh, which can cost between $480 and $800 per year based on average electricity rates.

The amount of electricity your pump uses depends on its size, energy efficiency, and daily run time. To lower your energy consumption, you can choose an energy-efficient or variable-speed pump, ensure it is correctly sized for your pool, and run it only for the minimum time required to keep the water clean.

Pool water—or rather, the chlorine in pool water—generally doesn’t damage artificial grass. This type of grass is made from plastic fibers that are incredibly resilient. That said, you can damage artificial grass around a pool in other ways. For example, the sun’s reflection off a window or fence can melt polyethylene fibers. A temporary pool can flatten and cause an indent in turf.

Generally, you do not need to drain your pool to convert it to a saltwater system. The main exception is if you have used an antibacterial agent containing polyhexamethylene biguanide to sanitize your pool, as these sanitation products do not mix well with saltwater systems. If this is the case, you will need to start fresh. You can either drain the pool or treat the existing water with a high dose of chlorine to remove the antibacterial agent. If you choose the chlorine treatment, wait several days to allow the chlorine to work before proceeding with the conversion. If you are unsure whether this applies to your pool, consult a pool technician.