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Basement Waterproofing questions, answered by experts

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

The first step to preventing foundation cracks is to repair any current ones. When one crack forms, it becomes more likely that a second crack will follow. A few other tips include performing regular foundation checks, cleaning spouts and gutters, and installing exterior drains if needed. For those living in a hot and arid area, you should water your foundation every other day.

Many prevention methods can be used individually or in combination to waterproof your basement. Some of the most common waterproofing methods include:

  • Using dehumidifiers 

  • Silicate concrete sealers

  • Vapor barriers 

  • Baseboard channels 

  • Drain tile systems

  • Waterproofing paint

  • Drainage systems

  • Epoxy injection

  • Interior French drains

  • Exterior excavation and waterproofing

  • Cement waterproofing

  • Weep tiles

  • Liquid membrane

  • Sheet membrane 

  • Yard grading

  • Gutters and downspouts

Methods include interior sealants, exterior excavation and waterproofing membranes, sump pump installation, and vapor barriers for encapsulation. Techniques vary based on the structure and severity of moisture issues.

Yes, outside leaks can easily cause damage to your home if you don’t have waterproofing measures in place. Regularly check your property for signs of a leak, ensure your home’s landscaping is at least at a 5% slope, your basement windows are sealed, and you have an aligned gutter system to catch rainwater.

The Harris, MI homeowners’ guide to basement waterproofing services

From average costs to expert advice, get all the answers you need to get your job done.