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Basement Waterproofing questions, answered by experts

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

External pressure on the basement wall can cause it to bow inward. Soil, heavy with water saturation, is commonly the main culprit. The soil exerts immense pressure on the wall, causing it to fail, at least partially. This is known as hydrostatic pressure—these situations can occur after rainfall or simply due to regular groundwater presence and may be temporary or more permanent.  

Many prevention methods can be used individually or in combination to waterproof your basement. Some of the most common waterproofing methods include:

  • Using dehumidifiers 

  • Silicate concrete sealers

  • Vapor barriers 

  • Baseboard channels 

  • Drain tile systems

  • Waterproofing paint

  • Drainage systems

  • Epoxy injection

  • Interior French drains

  • Exterior excavation and waterproofing

  • Cement waterproofing

  • Weep tiles

  • Liquid membrane

  • Sheet membrane 

  • Yard grading

  • Gutters and downspouts

There are several small, inexpensive upgrades you can make to upgrade your basement. Although you still need to adhere to building codes and obtain permits when necessary, you can complete small but mighty tasks like painting the masonry walls and installing entertainment devices to make the space more usable. 

Covering the dirt floor in your crawl space with a vapor barrier helps insulate the space and improve the air quality in your home. It protects your crawl space from pest infestations, excess moisture, and mold growth. It also makes the crawl space less dusty, which means there’s a lower chance of dust mites breeding and causing allergic reactions in your home.

The Harris, MI homeowners’ guide to basement waterproofing services

From average costs to expert advice, get all the answers you need to get your job done.