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Several types of insulation are effective for crawl spaces, with spray foam and rigid foam boards being two of the best options. Closed-cell spray foam insulation is a strong choice because it effectively repels moisture, resists biological growth, seals the air, and provides excellent thermal protection, especially in hard-to-reach areas. Rigid foam insulation boards are another excellent material as they insulate well, resist water damage, and will not settle over time like fiberglass or cellulose.

Unfortunately, mold can grow pretty much anywhere, on any kind of surface. However, you’re most likely to see it in damp areas like basements or bathrooms, as well as anywhere there has been a water leak. Consult a local mold specialist to determine if certain areas of your home are prone to mold based on climate and other factors.

Ductwork sweats due to a temperature difference between the air inside the ducts and the surrounding air, similar to how a cold drink develops condensation in the heat. This sweating is a sign that your HVAC system is not operating at peak efficiency. The best way to keep ductwork from sweating is to wrap it in proper insulation, which also improves your system's energy efficiency. Another option is to close off your crawl space and install a dehumidifier to dry the air and lower its dew point.

Water can seep into porous materials like wood beams, floor joists, and roof rafters within minutes, but they’ll need to see prolonged exposure before you have structural damage. Mold can start growing within 24 hours, and mold can eat away at the structural components over time. Wood rot is more of a concern, though. Wet and dry rot are fungal infections that set in in moist conditions and rapidly deteriorate wood, causing major structural damage within just a few months in some cases.