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Sandbags are the most common and efficient way to create a flood barrier at home. Some local authorities pass them around to homes before the risk of a flood. Otherwise, you can use flood-proof house materials, like burlap or woven plastic bags, to make sandbags and fill them with sand or cat litter. Make sure that when you stack them, they’re tightly laid on top of each other, creating the effect of a firm wall against accumulating water.

Crawl spaces are prone to issues caused by excess humidity and improper ventilation, but that doesn’t mean you should avoid buying a house with a crawl space. A home that is encapsulated and well-maintained shouldn’t have any more issues than a slab or basement home.

As the first layer of water protection for your roof deck and the building materials below, underlayment is designed to prevent water damage, so it’s okay if it gets wet. However, you shouldn’t rely solely on underlayment for protection. If rain interrupts your roof project and you have all of the underlayment down, you’ll likely be fine, but you should install shingles over that layer as soon as possible, as long-term exposure can lead to water damage.

Underfloor insulation alone will not cause moisture and mold, but improper installation can. Although the purpose is to seal any drafts, your subfloor still needs ventilation. If you seal the area too tightly and prevent all airflow, this can cause moisture to get trapped. This moisture eventually leads to mold and—if your floors are wood—rotting.