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A vapor barrier keeps moisture out of the crawl space, while insulation reduces the amount of unconditioned air—and sometimes moisture—that enters the space. Coupling a vapor barrier with insulation can help prevent humidity and related moisture damage in a crawl space while also making your home more energy-efficient. Just be sure to use insulation that won’t get damaged from moisture, like rigid foam board or expanding spray foam insulation.

The primary reason homes have crawl spaces is so the foundation can reach down below the frost line to avoid dangerous soil movement and structural damage when the ground freezes. They’re more popular in colder climates where the ground freezes down to a few feet, and slabs are most popular in warmer areas where there is no frost line. Crawl spaces also provide a space for utility lines to run where they’re at less of a risk of freezing.

While "dry" mode on your AC can help reduce humidity levels to some extent, it may not be as effective as a dedicated dehumidifier, especially in areas with extremely high humidity or larger spaces. Dehumidifiers are specifically designed to remove moisture from the air more efficiently, making them a better choice for tackling persistent humidity issues.

Physically, the most challenging part of finishing a basement is installing egress windows or doors when the space is below ground level. Mentally, the hardest part may be envisioning the project and planning around load-bearing and mechanical obstacles.