Get matched with top roofers in Falmouth, MI

If you choose to get a personal loan to finance a roof, you will want to aim for a “good” or “excellent” credit score for the best rates. That means a credit score of 690 or more. If you aren’t sure of your credit score, you can request one free credit report per year from each of the three major credit bureaus: Equifax, Experian, and TransUnion. Many banks also provide free credit reports monthly.

Yes, an underlayment is required for metal roofs, especially when installed over an indoor residential living space. This underlayment acts as a protective barrier between the metal roofing and the roof deck. Common materials include tar, asphalt felt, or woven synthetic polymers. Depending on local building codes, existing shingles in good condition may also suffice. A quality underlayment is crucial as it provides protection against water intrusion, improves energy efficiency through insulation, helps absorb sound, and ultimately extends the lifespan of your roof.

There are several signs that indicate you’ll need new underlayment. Clear signs include missing or damaged roofing and exposing the underlayment to the elements. Additionally, if you notice water damage in your home by the roof after a storm, it could indicate that your underlayment may need to be replaced. If your gutters aren’t draining properly, it could also lead to rotting or water damage to the underlayment.

Rubber shingles last for around 30 years, on average, and some can last for and include warranties for up to 50 years. Rubber roof shingles are more expensive than asphalt shingles, but they can last up to twice as long, meaning they provide more value in the long run. Just keep in mind that rubber roofs often require more maintenance than asphalt shingle roofs, including routine cleaning to avoid mold growth. Ask the roofer who installed your roof for an estimate for routine cleaning, if necessary.