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Fire Pit Installation questions, answered by experts

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

Yes, a water leak poses a major fire risk at your home because water is a conductor of electricity. Water that comes into contact with sparks or electrical wires can instantly ignite flammable materials. Additionally, any type of exposure to water can cause wires and other electrical components within your home to corrode. When assessing categories of water damage, it's important to know that even a small amount of moisture near wiring could cause sparks that lead to a fire.

It’s technically possible in some areas to install your own fire suppression system, but it’s usually not a good idea. Your system must conform to the fire code in your area and will need to pass a rigorous inspection before being activated and deemed safe. Installing a fire suppression system is a complicated job, and making mistakes as a DIYer is likely. Those mistakes can cause you to fail your inspection, which means you’ll have to spend more time fixing the issues or money to have a certified plumber do the work for you. It’s best to hire a professional.

In most cases, having a fire hydrant installed on your property, whether it’s maintained by you personally or your municipality, will reduce your insurance premiums. Its proximity to any buildings on the property will reduce the time it takes to put out a fire, thus reducing the resulting damage.

Your smoke detector might be too high in some homes or circumstances to reach yourself. If you feel unsafe getting on a ladder to replace your hardwired smoke detector, call a licensed electrician or local handyman to knock this project off your to-do list. If you have a battery-operated smoke detector, your local fire department can change the batteries or help you replace the detector—just make sure you call the non-emergency number.

In any case, do not let this project go unresolved, as it could turn into a huge safety issue.

The Corunna, MI homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.