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While the term “gnat” is often used as a blanket term for tiny flying insects like fungus gnats and fruit flies, they are different insects. The primary distinctions are in their appearance, diet, and habitat. Fungus gnats are typically darker (gray or black) with long legs and are attracted to damp soil and decaying plant matter, often living in houseplants. In contrast, fruit flies are lighter in color (tan) with shorter legs and are drawn to overripe fruit, high-fructose organic substances, and other sweet materials.

Cockroaches are attracted to the smell of food. They're particularly attracted to grease, meat, cheese, sugar, and starch. Any rotten food such as fruits or vegetables puts off a strong odor that attracts the pests as well. Even dirty clothing can be enticing for cockroaches, which is why they're often found in laundry baskets.

To keep wasps away from your home, you can consult with an exterminator about preventative measures and potential follow-up visits. For a non-lethal approach, consider installing a fake wasp nest, as this can deter wasps from building their own nearby. You can also use natural repellents. Wasps dislike the smell of substances like coffee grounds, cinnamon, and vinegar. Additionally, planting certain plants in your garden or in pots near doors can help repel them; these include eucalyptus, peppermint, lemongrass, and basil.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.