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Yes, it is essential to confirm that any tree service company you hire is properly insured before they begin work. Tree removal, trimming, and pruning are dangerous jobs, and proper insurance protects you, your home, and the company from liability in case of accidents or damage. Look for a company that carries both general liability and workers’ compensation insurance, and do not hire one that cannot provide proof of coverage. When browsing for professionals, you can look for indicators like an “Angi Approved” badge, which signifies that the business meets standards like holding applicable licenses and passing a background check. Keep in mind that a license is a legal requirement to operate, while certifications are typically voluntary.

A few signs a tree may be dead is if the leaves are dead and there are no signs of new blooms. You can also perform a scratch test on some of the branches to check the condition of the cambium layer beneath the bark.

If it is green, it is still alive, but if several are dry, brittle, and brown, the tree may be dying or dead. Always consult an arborist before assuming your tree is dead because you may be able to save it.

Generally, you do not have the right to take fruit from a neighbor's tree, even if the branches overhang your property. The fruit is considered the property of the tree's owner. While you may have the right to trim branches that cross into your yard, the fruit on them typically still belongs to your neighbor. However, laws can vary by state and municipality. In some areas, branches that extend into your yard or trees that straddle a property line may entitle you to some of the fruit. The best course of action is to speak with your neighbor, as they may be happy to share. If a conversation is not possible, check your local regulations before picking any fruit.

Some trees, such as silver maples, birches, sycamores, and scotch pines, shed their bark naturally. If your tree is not one that does this, it might have fallen prey to pests, fungi, or diseases. It could also simply be suffering from an extreme weather change, such as a snowstorm or heat wave. If you’re still stumped, consulting with a pro can help you diagnose your tree’s specific problem.