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Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

No. Pellet stoves are specifically designed to burn manufactured wood or biomass pellets. Attempting to burn other materials, such as regular firewood or paper products, can damage the stove, compromise its efficiency, and even pose safety hazards due to inconsistent combustion and increased emissions. It's crucial to follow manufacturer guidelines and only use pellets that are specifically recommended for your pellet stove model to ensure safe and optimal performance over its life span.

No, you should never leave a fireplace burning overnight or unattended during the day. While fireplaces are made to contain fires, fires can and do spread from fireplaces, so it’s crucial that you’re there to monitor them and put them out if needed. If you’re worried about putting out a fire before bed, stop feeding it fuel long before bedtime and actively put out the fire using your poker, a shovel, and some baking soda.

No, it is not safe to use an outlet that sparked. A spark from an outlet could indicate a short circuit, loose or frayed wiring, or other serious damage. Continuing to use an outlet that sparks can increase the risk of electrical shock, electrical fires, and other hazards. It's important to turn off the power to the outlet at the circuit breaker if possible and avoid using the outlet until a licensed electrician has inspected and repaired it.